NO FLOOD DAMAGE EVER! This one-of-a-kind hard to find one owner, Gulf Access, 3-bedroom, 2-bathroom pool home with an office and/or 4th bedroom. The current owners are looking to downsize after living here for over 20 years. Situated in a desirable NO FLOOD ZONE (X Zone), the property boasts a LOW, transferable flood insurance premium of only $900 and has affordable homeowner’s insurance at $3,159 annually. For boaters, this home is a Dream Come True. The 16-ton boat lift with a newly finished dock provides direct access to open water—just a 10-15 minute boat ride away. The lift is covered by a brand-new 38x16 18-gauge lift cover, ensuring your boat stays protected. After a fun day on the water, unwind out side in the poll or inside the open-concept kitchen and living room, featuring high ceilings (11.6 ft high) and plenty of natural light. The kitchen is a chef’s delight, with a stunning granite island countertop, a granite bar, and convenient wine and beer refrigerators. The home also includes two 8-blade ceiling fans—one in the kitchen and one in the living room—to keep things cool. The walls throughout the home are fully insulated, offering both cooling efficiency, lower ac cost, and soundproofing for a quieter, more comfortable living environment. Need extra space? This home offers an Oversized 26-foot-deep garage and ample parking with five dedicated parking spaces, perfect for multiple vehicles, boats, or guests. Recent upgrades include a New 4-ton air conditioner (2022) with an Energy-Efficient Low-Voltage Motor, a New water heater (2022), a Brand-New Roof (2022), and a Resurfaced Pool (2022). The location couldn’t be better—only 5 minutes to Downtown Cape Coral and within close proximity to Top-Rated Schools, Restaurants, and other local amenities. This is the ideal home for those who love waterfront living without worrying about a flood zone, modern upgrades, and easy access to everything Cape Coral has to offer. Schedule a showing today to see all that this exceptional one owner home has to offer! Located in NO FLOOD ZONE, low insurance, and has only had one owner. All offers are welcome!